So many situations can urge us to consider borrowing to ease things up. I know because I have been there. Although I might not have and do not wish to encounter all of the following, I can empathize with some. At times, unexpected medical bills can be frightening, and the only immediately available option is to borrow money to cover up the emergency. I have done that before, and I have also stopped medication because I didn’t have any more funds for food and other supplements necessary for the continuation of my medications. You could also be overwhelmed by the sudden breakdown of your car that immediately required a loan…